The Huggins Law Firm, PA
Call to Schedule a Free Consultation
Columbia 803-764-1558 Charleston 843-509-0039

Facing overwhelming medical debt

A major contributor to bankruptcy is overwhelming medical bills. When South Carolina residents are injured in an accident or incure an unexpected illness, their medical debt can quickly balloon because of the high cost of treatment. Even people who have insurance may face high bills because of copays and deductibles.

If you are overwhelmed by your own medical debt, it is possible for you to obtain some relief. Since medical debt is a type of unsecured debt, it is dischargeable through bankruptcy. If you file under Chapter 7, you may be able to eliminate these obligations quickly so that you can move forward with a fresh start.

In many cases, people who have been hospitalized also have other associated debts that have also spiraled out of control. It is common for people to use their credit cards to pay for living expenses that they may otherwise not be able to pay while they are recovering and unable to earn a living. This can lead to credit card bills that may also be discharged through bankruptcy.

At our firm, we understand how quickly debt can get out of control when people incur unexpected injuries or illnesses. We work to help our clients find the solutions that might best help them to obtain financial relief. When we meet with our clients, we help them to determine whether they meet the Chapter 7 eligibility requirements. If so, we then help them to gather the documents and information that they will need for their schedules that are filed with their petitions. If you have found yourself in this type of a financial predicament, we have additional information on our page that you might find helpful.

No Comments

Leave a comment
Comment Information

The Huggins Law Firm, PA

Columbia Office
1812 Lincoln Street
Suite 201
Columbia, SC 29201

Phone: 803-764-1558
Fax: 803-764-1563
Columbia Bankruptcy Office

Columbia Office

Charleston Office
925-D Wappoo Road
Charleston, SC 29407

Phone: 843-509-0039
Fax: 866-481-2325
Map & Directions

Charleston Office