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July 2016 Archives

Debt settlement commercials rarely tell the full story

South Carolina residents who are struggling to cope financially sometimes see bankruptcy as an option of last resort, but pursuing alternative forms of debt relief may sometimes make their situations worse rather than better. Debt settlement companies often market themselves aggressively, but their commercials rarely reveal how their services actually work.

When it's wise to own up to a bankruptcy

Those who have gone through bankruptcy in South Carolina may be hesitant to disclose this fact to employers. They may think that they will lose a job opportunity or otherwise face discrimination for going through such a process. Employers are generally allowed to look at an applicant's financial history as part of the hiring process. Whether or not the bankruptcy plays a role in the hiring often depends on the job.

Avoiding dismissal with prejudice in bankruptcy filing

People in South Carolina who have declared bankruptcy might take a lesson from the rapper 50 Cent. After filing for bankruptcy, he posted a photo of himself on social media with a stack of money. A woman who won a $7 million lawsuit against the rapper saw the photo and informed the bankruptcy court.

South Carolina bankruptcy and a creditor's proof of claim

South Carolinians who are considering bankruptcy should be aware of the insolvency proceeding process, which includes petitions and proofs of claim. Petitions are submitted by the person filing for bankruptcy when he or she is unable to fulfill existing financial obligations. Proofs of claim are submitted by creditors who seek payment through a bankruptcy estate.

The Huggins Law Firm, PA

Columbia Office
1812 Lincoln Street
Suite 201
Columbia, SC 29201

Phone: 803-764-1558
Fax: 803-764-1563
Columbia Bankruptcy Office

Columbia Office

Charleston Office
925-D Wappoo Road
Charleston, SC 29407

Phone: 843-509-0039
Fax: 866-481-2325
Map & Directions

Charleston Office