The Huggins Law Firm, PA
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Columbia 803-764-1558 Charleston 843-509-0039

June 2016 Archives

How income tax refunds are treated under Chapter 13

South Carolina residents who are considering filing for bankruptcy sometimes wonder what would happen to their income tax refund should they decide to pursue this form of debt relief. This is especially true among debtors who are not able to file a Chapter 7 bankruptcy because do not meet the strict income requirements.

Tips for controlling credit card debt

South Carolina residents who are not paid on a regular basis might struggle to keep up with their credit card bills. However, there are strategies they can use to keep from getting overwhelmed by debt. Freelancers and other people who do not receive a regular paycheck should build a bigger emergency fund than people who are paid regularly.

Credit card debts can be forgiven, but there are drawbacks

Many South Carolina residents have overwhelming credit card debt that they hope to get rid of. Scam artists have found ways to take advantage of these people by getting them to apply for fake debt forgiveness programs. Even if a debtor is offered a real debt settlement offer from a creditor, these programs can have drawbacks.

Busting myths about bankruptcy

Filing for bankruptcy might be an option for South Carolina residents who are overwhelmed by financial obligations, but many ideas that people have about the procedure may make it an unappealing prospect. There are many misconceptions about bankruptcy and its effects, and understanding the truth of how it works and the effect it can have could help someone who is making a decision on how to deal with consumer debt.

The Huggins Law Firm, PA

Columbia Office
1812 Lincoln Street
Suite 201
Columbia, SC 29201

Phone: 803-764-1558
Fax: 803-764-1563
Columbia Bankruptcy Office

Columbia Office

Charleston Office
925-D Wappoo Road
Charleston, SC 29407

Phone: 843-509-0039
Fax: 866-481-2325
Map & Directions

Charleston Office