The Huggins Law Firm, PA
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October 2015 Archives

How to keep a good credit score with outstanding debt

Many people in South Carolina have credit card debt that they can't afford to pay off in full each month. However, outstanding credit card debt does not necessarily have a negative impact on every person's credit score. As long as credit card debt is managed properly, a person can maintain a relatively good FICO score.

Accuracy is important in bankruptcy cases

Nobody plans to undergo bankruptcy, so filing for it can be stressful and difficult for South Carolina debtors. Despite the stresses involved, however, bankruptcy is a legal process that requires honest and accurate disclosure of all of the petitioner's debts and assets.

Credit card debt after a spouse dies

When married couples in South Carolina are facing the death of one spouse due to a terminal illness, a question often arises as to who if anyone will be responsible for debt that has been incurred through a credit card issued solely in the name of the dying spouse, even if the surviving spouse has been listed as an authorized user. Some issuers will attempt to go after the survivor, although in most cases he or she is not legally responsible for the debt.

Why young adults are filing for bankruptcy

Many young people in South Carolina and in other states are faced with filing bankruptcy in order to clear their debt and begin repairing their finances. Sometimes this option comes up due to unexpected losses, such as totaling a car when money is still owed on the vehicle. While many young adults may feel like they have no options left other than personal bankruptcy, it is still important for them to determine if they really need to file.

The Huggins Law Firm, PA

Columbia Office
1812 Lincoln Street
Suite 201
Columbia, SC 29201

Phone: 803-764-1558
Fax: 803-764-1563
Columbia Bankruptcy Office

Columbia Office

Charleston Office
925-D Wappoo Road
Charleston, SC 29407

Phone: 843-509-0039
Fax: 866-481-2325
Map & Directions

Charleston Office