The Huggins Law Firm, PA
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Columbia 803-764-1558 Charleston 843-509-0039

December 2014 Archives

Interesting facts about debt settlement

Credit card debt is a serious problem in South Carolina as well as the rest of the United States. Those whose monthly minimum payments are more than they can afford have some options for lowering their debt, including debt settlement. Debt settlement companies attempt to make arrangements with creditors on behalf of their clients to reduce the principal balance in exchange for a lump-sum payment.

Requirements for filing Chapter 7 bankruptcy

Debtors in South Carolina may benefit from learning more about the counseling and education requirements for filing for Chapter 7 bankruptcy. In order to comply with the requirements implemented by federal bankruptcy law, debtors are only permitted to receive counseling service from approved providers within the district. When debtors file at the clerk's office in their district, there is typically a list of approved credit counseling providers available, and the list is also available online.

Wage garnishment and bankruptcy

When South Carolina residents are dealing with large amounts of debt, it can be difficult to decide what to do. In some cases, creditors who are owed money may begin garnishing the wages of people who have fallen behind on payments. This can make a tough situation more complicated. In situations like these, filing for bankruptcy may provide a way out of severe debt.

Debt relief advice for South Carolina residents

For those who are dealing with a high level of debt, bankruptcy may be a great way to seek financial stability. However, it is not the only solution to solving a debt problem. There are many companies that claim to be able to eliminate debt or offer immediate debt reduction. While many debt relief companies offer a legitimate service, others are may be fronts for debt relief scams.

The Huggins Law Firm, PA

Columbia Office
1812 Lincoln Street
Suite 201
Columbia, SC 29201

Phone: 803-764-1558
Fax: 803-764-1563
Columbia Bankruptcy Office

Columbia Office

Charleston Office
925-D Wappoo Road
Charleston, SC 29407

Phone: 843-509-0039
Fax: 866-481-2325
Map & Directions

Charleston Office