The Huggins Law Firm, PA
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Columbia 803-764-1558 Charleston 843-509-0039

Credit Card Debt Archives

Debt collection and creditor harassment

While many people in South Carolina struggle with credit card debt, some may not know that the federal government regulates debt collection practices. In fact, many of the intrusive behaviors that many people associate with debt collectors are actually prohibited by law.

Credit card debt statute of limitations in South Carolina

The amount of time allowed for collection activity and filing lawsuits related to credit card debt is limited in the state. There are a few interpretation rules to bear in mind when it comes to credit card debt and the statute of limitations. On a case-by-case basis, judges have the last word on the decisions regarding how to interpret the state laws. They also have the option of determining what state from which the laws will be followed. It could be either the state where the card issuer is located or the state where the consumer lives.

The Huggins Law Firm, PA

Columbia Office
1812 Lincoln Street
Suite 201
Columbia, SC 29201

Phone: 803-764-1558
Fax: 803-764-1563
Columbia Bankruptcy Office

Columbia Office

Charleston Office
925-D Wappoo Road
Charleston, SC 29407

Phone: 843-509-0039
Fax: 866-481-2325
Map & Directions

Charleston Office